Down Payment + Monthly Payment Calculator

Friendly for first-time buyers and repeat buyers. Down payment can be entered as % or $, and sub-sources roll up automatically.
First-Time Buyer?

Inputs

Defaults: FTB 3.5% • Repeat 5% • Rate 6.25% • HOI $125/mo
Heads up: there are loan options available for less than 3.5% down. If that would help, please inquire.
Down payment sources (these will sum into your down payment). You can still type a custom DP above — the calculator will sync both ways.

Property Taxes

Uses “rate per $100 of assessed value” (TN residential assessed = 25%).
If you’re not sure, leave as “None” and we’ll err conservative by using the district selection above.
If a specific address has a different rate, type it here to override.